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Long Term Disability

Disability income is an important element of a comprehensive employee benefits offering and maybe vital to overall financial security. While many companies lack long-term disability plans, employees are increasingly aware of their need for such insurance and looking for solutions that will provide them with the required coverage.

RD Benefits Group offers disability income replacement and long-term care programs for your top employees. Services include:

  • Analysis of existing disability and long-term care benefit programs
  • Creation of plan designs to meet the needs of the highly compensated employee
  • Carrier negotiation to obtain the most favorable cost and specialized underwriting concessions
  • Participant education and enrollment
  • Complete outsourced plan administration